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On top of that, clients for this type of plan might have serious lawful or criminal histories. It is necessary to note that various providers offer a variety of issue ages on their ensured problem plans as low as age 40 or as high as age 80 - funeral insurance compare. Some will also provide greater stated value, up to $40,000, and others will certainly permit better survivor benefit conditions by boosting the rates of interest with the return of premium or reducing the number of years up until a full fatality benefit is available